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缅北重口

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Financial Aid

Education after high school costs time, money, and effort. It鈥檚 a big investment, but well worth it. At 缅北重口 of New Jersey, we help students manage their costs through a combination of federal, state, and institutional funds.

About 67 percent of Ramapo鈥檚 students receive more than $40 million in aid. This aid includes grants 鈥 funds which the students are awarded but don鈥檛 have to pay back 鈥 and loans, which must be repaid. Students also can receive a work-study job to earn money to help pay for school.

Schedule an Appointment & Discuss Financial Hardships or Change in Family Circumstances

The Office of Financial Aid is now scheduling appointments for students who need to conduct business in person.听 Appointments can be made through email at听finaid@ramapo.edu or through our chat located on our website. In person appointments are available Monday through Friday from 8:30am to 4:30pm. However, we are confident that most questions can be handled without in-person visits via a phone call, a Webex meeting or email.

If you or your family are experiencing financial hardships or family circumstances have changed please email or call the Office of Financial Aid so we can discuss your situation and the possibility of a re-evaluation of your financial aid award.

Financial Aid Information for:

First-year and Transfer Students

Current Undergraduate Student

Graduate Students

Veterans & Military Families

Ramapo

Important Resources & Information

Accepting Your Loans

Please be aware, students must now Accept or Decline Federal Direct Loans through the 缅北重口 Self-Service.听 Your loan will not appear on your bill until you do so.听 Please follow these instructions:

Log into听听with your Ramapo Email username and password

  1. Select 鈥Student Services & Financial Aid鈥 and 鈥Financial Aid
  2. Select 鈥My Award Information鈥 and 鈥Award by Aid Year
  3. Choose Award Year 2025-2026
  4. Select 鈥Accept Award Offer鈥 tab

The Award Overview tab is a summary of your financial aid package.听 The Terms and Conditions tab provides you with important information about your awards.听 The 鈥Accept Award Offer鈥 tab is where you must choose to accept or decline your loans.

If you accept your federal loans, please go to and complete an entrance counseling session and a master promissory note.

MPN link:听

Counseling session link:听

Other Important Information:

NJ Residents听make sure that you complete the required additional state questions no later than September 15.

To provide this information online, you must create a login to听HESAA鈥檚 NEW student information system, NJFAMS听to do this:

  1. Go to听.听 If you do not yet have a user name and password to NJFAMS, you will be able to create one.
  2. Click the听鈥渃reate a student login鈥听link to create your user name and password to the听NEW听蝉测蝉迟别尘.
  3. Once logged into NJFAMS you can view any outstanding tasks that require your attention to complete your record.
Ramapo

Other helpful links

Ramapo

Contact Information

Office of Financial Aid

Phone: (201) 684-7549 | Fax: (201) 684-7085
E-mail:finaid@ramapo.edu
Location: E-210 (Academic Building)

Hours of Operation

Academic Year: Monday- Friday; 8:30 AM – 4:30 PM
Summer: Monday-Thursday 8:00 AM – 5:15 PM Fridays CLOSED

Financial Aid Office Contacts

F. Shawn O鈥橬eill
Director of Financial Aid
E-mail: foneill@ramapo.edu
Phone: 201-684-7550
Office: E-210A

Christine Forgie
Managing Assistant Director of Financial Aid
E-mail: forgiec@ramapo.edu
Phone: (201) 684-7255
Office: E-210

Tancy Nunez
Assistant Director Financial Aid
E-mail: tnunez@ramapo.edu
Phone: (201) 684-7242
Office: E-207

Chrisanne McGarvey
Assistant Director / Systems Manager
E-mail: cmcgarve@ramapo.edu
Phone: (201) 684-7548
Office: E208

Gina Toriello
Financial Aid Counselor / VA Certifying Officer & Data Assistant .
E-mail: gtoriell@ramapo.edu
Phone: (201) 684-7252
Office: E-209

Julia Pezzimenti
Financial Aid Assistant - PTB 12 mo
E-mail: jpezzime@ramapo.edu
Phone: (201) 684-7549
Office: E-210

Patricia Migliorisi
Program Coord / Student Assistant Program
E-mail: pmiglior@ramapo.edu
Phone: (201) 684-7224
Office: E-210C

Amy Brener
Financial Aid Counselor
E-mail: abrener@ramapo.edu
Phone: (201) 684-7549
Office:

Nince Vasquez
Financial Aid Counselor
E-mail: nvasque5@ramapo.edu
Phone: (201) 684-7549
Office: